Wealth Transfer and Legacy Phase (>70)

Financial Planning

Update Plan, as needed
Consolidate Investments
Re-Evaluate Investment Risk
Annual Portfolio Rebalancing

Retirement Planning

Required Minimum Distributions from Qualified Accounts
Cash-Flow Analysis

Insurance Planning

Re-Evaluate Long Term Care and Life Insurance Coverage

Tax Planning

Annual Tax Return Review by Baird
Tax-Efficient Portfolio Withdrawals and Distributions

Estate Planning

Confirm Wealth Transfer Goals
Charitable Objectives
Qualified Charitable Distributions
Gifting Strategies